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BUYING REAL ESTATE?

Your home purchase will likely be the most important transaction of your lifetime. Whether you are a first time home buyer or an experienced investor the results of that decision are generally long term, good or bad. I will help you find just the right property to suit your specific needs making the home buying process a pleasant one! I will have your needs in mind constantly allowing us to work together in buying your dream home!
I will get you the best deal, help with negotiating, help you find financing,
recomend an inspection of the property, and be there for the final transaction.

So you might ask - why should I use a real estate agent?

A real estate agent is more than just a "sales person". They act on your behalf as your agent, providing you with guidance and helping you do the job of buying a home. Due to the fast changing market, the data on available listings is not 100% accurate. There are times when you need the most current information about what has sold or is for sale, and the only way to get that is with an agent.

There are two types of agents, "Buyer's Agents" and "Seller's Agents". It used to be common for all parties involved to work for the seller, hence the term "Seller's Agent". Nowadays, you will most often find a different type of agent, the "Buyer's Agent". If you are in the market to buy it would be advisable for you to find an agent that works with buyers. They can make recommendations on what terms and prices to offer as well as negotiating a deal with your best interest in mind. Hire me as YOUR Buyer's Agent - I WILL WORK FOR YOU!

CONTACT ME TODAY TO GET STARTED!

Ask me for the 5 Fatal Mistakes Most Home Buyers Make!

Ask me how you can receive a
FREE Home Warranty with your next home purchase!

Click the links below for some helpful information when buying a home:
ABC's of Real Estate
View Sara's Blog for more Real Estate Advice

WHAT WILL IT COST ME TO BUY A HOME?*
Loan Origination Fee ~ A percentage of loan amout (usually between 1-2 %)
Credit Report Fee ~ $35-65
Document Fee ~ $100-250
ALTA Policy ~ Determined by loan amount
Recording Fee ~ About $3 per page which normally amounts to $66
Escrow Fee ~ $3 per thousand plus $35
Tax Service Fee ~ $60-85
Tax Impound ~ 2 to 3 months
Insurance Impound ~ 2 to 3 months
Hazard Insurance ~ 1 year
PMI Impound ~ 2 months if applicable
Discount Fee ~ If applicable a percentage of loan amount
Appraisal Fee ~ $300-500
Mortgage Insurance ~ 1 year premium if applicable
Prepaid Interest ~ Closing date through end of month
Flood Certification Fee ~ $18-25
Home Inspection ~ $200 and up based on size of home

*This is just a guideline of charges associated with buying a home.
Information deemed to be reliable but not guaranteed.
Different loans can have different costs and fees. Talk to your lender.

CONTACT ME TODAY for a FREE Relocation/Buying Packet!
I can also include other area magazines and maps - just let me know as I am here to help!

CLICK HERE
to hear what others are saying after working with Sara!

Interested in your own piece of North Idaho? Let us help you - all the way from buying the land to building a log home!
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for more information!

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